The Garden Clubs of Australia Inc’s Insurance
Introduction
Affiliated member clubs have access to comprehensive and competitive insurance policies under The Garden Clubs of Australia Inc’s Group Insurance Scheme.
The Insurance Scheme offers the following policies for an Affiliate’s members;
• Public and Products Liability
• Personal Accident Insurance
These policies are effective Australia wide.
The Insurance Certificate of Currency provides your Affiliated Club’s members coverage from 30th April each year for 12 months to the 30th April the following year.
Please refer to the Summary of Covers information sheet for a summary of each of these policies.
Certificate of Currency
Payment is directly debited each April before a current Certificate of Currency is emailed to the GCA’s Affiliated Group’s main contact.
Public & Products Liability
This policy indemnifies The Garden Clubs of Australia and all affiliated Clubs against negligence claims bought against them by third parties for personal injury or property damage as a direct result of the clubs’ activities.
The policy extends to include property owners cover in respect of open gardens held at a member’s home, where the property owners’ home insurance policy does not provide cover, because of the insured activity, whether or not a fee is charged. Subject to the property owner being a member of an affiliated club.
For full information on this policy, please refer to the following documents;
• Broadform Liability Insurance Group Policy Wording
• Client Schedule of Insurance
Personal Accident – Voluntary Workers
The policy provides benefits in the event of death, incapacity of a member, resulting from an accident whilst the member is engaged in voluntary work on behalf of their Club. Including direct uninterrupted travel to & from such activities. For full information on this policy, please refer to the following documents;
• Policy Schedule Voluntary Workers
• DUAL Voluntary Workers Personal Accident Insurance PDS & Policy Wording
• Client Schedule of Insurance
How to Opt-in to the Group Insurance Scheme
Once complete email as an attachment to:
insurance@gardenclubs.org.au
or post to
Director of Insurance,
The Garden Clubs of Australia Inc
1 Addington Street,
Burdell, Qld, 4818
Once complete email as an attachment to: insurance@gardenclubs.org.au
or post to
Director of Insurance,
The Garden Clubs of Australia Inc
1 Addington Street,
Burdell, Qld, 4818
Other Important Insurance Documents
Trident Insurance Group Pty Ltd (ABN 81 066 347 224), is The Garden Clubs of Australia Inc’s insurance broker who holds an Australian Financial Services Licence (AFSLN 237360) which authorises them to provide financial product advice in relation to general insurance products.
Please read Trident’s Financial Services Guide (FSG), as its purpose is to help you decide whether to use the financial services they provide. It outlines the types of services they offer, as well as explains how they are remunerated for these services.
If you have a complaint about the products or services that Trident has provided, please refer to their Complaints Procedure.
• Association Liability Insurance download
• Privacy Policy download
• Insurance 2 Trident Underwriting Broadform Liability Insurance download
• Policy Schedule Voluntary Workers download
Certificate of Currency Replacement
Please keep your Certificate of Currency as there is a $20 processing fee for replacements. If you need a replacement Certificate of Currency, please complete the form below.
No certificates of Cover for Insurance (Certificate of Currency) will be posted. All Certificates of Cover will be emailed to the current Contact of your gardening organisation as listed in The Garden Clubs of Australia Inc’s database. Please keep multiple copies in separate secure folders with the Secretary, Treasurer and/or President. Please ensure your email details are up-to-date with our Membership Secretary.
Current Director of Insurance
Director of Insurance, Martin Boorer can be contacted for further details, email telephone 0404 163 678.
Townsville Convention 2022
Belinda Caunt Insurance Presentation. Click on the image below to view.
Association Liability
Trident Insurance Group can also arrange an Association Liability policy for The Garden Clubs Australia Inc’s Affiliate members.
Association Liability cover is not provided/included within the policies arranged by the Garden Clubs of Australian. If you wish to receive a quote and/or discuss this cover in further detail contact Trident Insurance Group directly on (08) 9202 8000 or email info@tridentinsurance.com.au.
Association Liability Insurance is a combined policy specifically designed for associations and nonprofit organisations. Over the years there has been increase in the number of associations and non profit organisations created to meet a wide variety of community needs.
Despite best intentions, many of these organisations and their officers have found themselves at risk of expensive litigation arising from the provision of services to their members or to the public. Due to the increased risk of litigation against associations, non profit organisations and their officers, increased litigation costs and corporate governance requirements, Insureds cannot take the risk of operating without the security of property cover.
The policy provides protection to the individual office bearers and the association against wrongful acts in the management of the association, employment practices liability and fidelity. In addition the policy also provides coverage to the association against claims for financial loss arising out of a breach of professional duty by the association.
• Association Liability Flyer
• Group Event Proposal Document
Other Important Insurance Documents
Trident Insurance Group Pty Ltd (ABN 81 066 347 224), is The Garden Clubs of Australia Inc’s insurance broker who holds an Australian Financial Services Licence (AFSLN 237360) which authorises them to provide financial product advice in relation to general insurance products.
Please read Trident’s Financial Services Guide (FSG), as its purpose is to help you decide whether to use the financial services they provide. It outlines the types of services they offer, as well as explains how they are remunerated for these services.
If you have a complaint about the products or services that Trident has provided, please refer to their Complaints Procedure.
• Association Liability Insurance download
• Privacy Policy download
• Insurance 2 Trident Underwriting Broadform Liability Insurance download
• Policy Schedule Voluntary Workers download
Certificate of Currency Replacement
Please keep your Certificate of Currency as there is a $20 processing fee for replacements. If you need a replacement Certificate of Currency, please complete the form below.
No certificates of Cover for Insurance (Certificate of Currency) will be posted. All Certificates of Cover will be emailed to the current Contact of your gardening organisation as listed in The Garden Clubs of Australia Inc’s database. Please keep multiple copies in separate secure folders with the Secretary, Treasurer and/or President. Please ensure your email details are up-to-date with our Membership Secretary.
Current Director of Insurance
Director of Insurance, Martin Boorer can be contacted for further details, email telephone 0404 163 678.
Townsville Convention 2022
Belinda Caunt Insurance Presentation. Click on the image below to view.
Association Liability
Trident Insurance Group can also arrange an Association Liability policy for The Garden Clubs Australia Inc’s Affiliate members.
Association Liability cover is not provided/included within the policies arranged by the Garden Clubs of Australian. If you wish to receive a quote and/or discuss this cover in further detail contact Trident Insurance Group directly on (08) 9202 8000 or email info@tridentinsurance.com.au.
Association Liability Insurance is a combined policy specifically designed for associations and nonprofit organisations. Over the years there has been increase in the number of associations and non profit organisations created to meet a wide variety of community needs.
Despite best intentions, many of these organisations and their officers have found themselves at risk of expensive litigation arising from the provision of services to their members or to the public. Due to the increased risk of litigation against associations, non profit organisations and their officers, increased litigation costs and corporate governance requirements, Insureds cannot take the risk of operating without the security of property cover.
The policy provides protection to the individual office bearers and the association against wrongful acts in the management of the association, employment practices liability and fidelity. In addition the policy also provides coverage to the association against claims for financial loss arising out of a breach of professional duty by the association.
• Association Liability Flyer
• Group Event Proposal Document
Frequently Asked Insurance Questions
Frequently Asked Insurance Questions
Disclaimer:
We advise that the above information does not take into consideration your personal circumstances, specific objectives or needs and The Garden Clubs of Australia are not authorised to provide you financial advice. Please consider the Policy Wordings and Financial Services Guide before deciding if these products are right for you. If you have any queries or would like financial advice, please contact Trident Insurance Group on (08) 9202 8000
Disclaimer:
We advise that the above information does not take into consideration your personal circumstances, specific objectives or needs and The Garden Clubs of Australia are not authorised to provide you financial advice. Please consider the Policy Wordings and Financial Services Guide before deciding if these products are right for you. If you have any queries or would like financial advice, please contact Trident Insurance Group on (08) 9202 8000